Great question! As you may already know, with each month of your membership, you get 1 audiobook credit at the start of your billing cycle which may be used to access any audiobook not available in the unlimited selection. If you don't happen to use the credit that month, don't worry! We'll automatically roll over the unused credits for you.
You can ONLY accumulate up to 3 audiobook credits with your membership. However, you cannot accumulate more than 3 credits at any given time. They won't expire, but any subsequent months where you do not use the credits to access audiobook content will be lost.
If you have any further questions or need more clarification, please reach out to support here.